I think most things on here are pretty self-explanatory and defensible with the exception of Stanford/Oregon. I would also like to say that if I could have stopped voting after 16 or 18, I would have. If you have a problem with something in the late teens or twenties, please voice it and I'll happily change something. All of those teams are kind of terrible. For example: Louisville didn't play a top 30 Sagarin team all year. (For comparison's sake, ND played 4, Bama played 4 and both Stanford and Oklahoma played 8.) I love Teddy Bridgewater and are happy for the Cardinals to be coming to the ACC, but that is awful.
Anyway, Stanford vs. Oregon:
First off, let's just remove the ND game from the equation. Stanford went on the road, played the number one team in the country and lost in overtime. That shouldn't be a detriment to their resume. If anything, it should be a plus.
Their losses: Oregon lost at home by three points to a very good Stanford team. Stanford lost to a very average Washington team on the road by four points, although it should be noted it was on a short week, a Thursday night game after they beat USC.
Their wins: Oregon is 4-1 against the Sagarin top 30, with wins against USC, Oregon State, Arizona and Arizona State. Stanford is 7-1 against the top 30, with wins against Oregon, UCLA (twice), Oregon State, Arizona and San Jose State.
Oregon put up flashier numbers, but Stanford A) Won the head-to-head B) Nearly won on the road at the current number one team and C) Has nearly double the amount of good wins. Stanford is your number four team, and if a playoff were held this year, I'd vote them in ahead of the Ducks.